Underwriter II, Financial Institutions, Financial Lines

This role underwrites Financial Lines products under general supervision, issuing quotes and policies while ensuring standards and compliance guidelines are met. These individuals will analyze information and have the opportunity to connect with clients and brokers.

Responsibilities include:

• Evaluating, prioritizing and selecting submissions to be underwritten.
• Identifying risk exposures, special or common hazards, claims experience and appropriate controls.
• Analyzing claims and quantifying losses.
• Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
• Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.
• Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
• Capturing market intelligence and broker feedback on accounts.
• Begin demonstrating technical expertise with product(s) in the Financial Lines portfolio.
• Demonstrating strong business acumen, financial and analytical skills, and critical thinking skills which lead to confident decision making and judgment.
• Demonstrating success in negotiation and building collaborative relationships.

Multi-tasking, prioritizing and time management skills.

• Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.
• Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.
• Selling and negotiating to achieve bottom line profitability for the Company.
• Making presentations and communicating risk appetite and Financial Lines value proposition articulately to brokers and clients.
• Contributing to development of producer strategies.
• Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.
• Providing superior customer service to brokers and clients (internal & external).

• 1+ years of underwriting or relevant professional experience.
• Bachelor's degree from a four-year college or university.
• For Management Liability positions, a working knowledge of financial statements and analysis.
• Excellent interpersonal, communication and analytical skills.
• Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.
• Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

The base salary range is $90,000-$112,000, and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview .

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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.