Senior Solutions Architect, Payments

• Lead end-to-end solution architecture for complex payment initiatives across multiple crews.
• Shape Payments domain architecture and translate strategic direction into practical solution designs.
• Establish and promote reusable architecture patterns, guardrails and API standards.
• Guide engineering and delivery teams to apply architecture standards consistently while making pragmatic trade-offs across cost, risk, resilience, performance and delivery.
• Design secure, scalable and highly available solutions that meet resilience, risk and regulatory expectations.
• Own significant architecture decisions from concept through delivery, ensuring architectural intent is maintained as solutions evolve.
• Engage deeply with engineers and technical leads, challenge designs constructively and translate architecture into implementable patterns.
• Design for operability, observability, recoverability and production resilience.
• Identify practical opportunities for generative and agentic AI across the Payments technology landscape.
• Produce clear architecture artefacts and drive effective decisions through architecture and governance forums.
• Partner across enterprise architecture, engineering, security, risk, product and business teams to turn complex requirements into practical, future-ready solutions.

• You may already be a Senior Solutions Architect, or you may be an experienced Solution Architect, Technology Architect or Senior Engineering
• Lead ready to operate across a broader architecture landscape.
• Strong architecture capability, technical judgement and relevant domain experience matter more than your current title.

• Strong experience within payments, ideally in a large financial institution or complex enterprise environment.
• Experience across several areas such as Australian domestic payments, international payments, correspondent banking, RTGS and high-value payment ecosystems.
• Strong understanding of ISO 20022 and end-to-end payment lifecycles.

• Strong architecture experience across APIs, microservices and event-driven systems.
• Experience designing cloud-native solutions, with AWS experience highly regarded.
• Strong understanding of integration patterns, security, resilience and non-functional design.
• Experience modernising complex or legacy platforms through domain decoupling, decomposition and progressive modernisation.
• Working knowledge of established architecture methods and practices.
• An understanding of generative and agentic AI, with the ability to identify where these technologies can add practical value.

• You influence through trust, clarity and technical credibility rather than hierarchy.
• You can move comfortably between strategic architecture and practical delivery.
• You simplify complex problems and communicate architecture decisions clearly to technical and non-technical stakeholders.
• You can navigate ambiguity and manage competing priorities across multiple initiatives.
• You're curious and pragmatic, with the judgement to balance business outcomes, architecture direction, risk and delivery constraints.

• Payment solutions are secure, resilient, scalable and aligned to strategic architecture.
• Crews adopt reusable patterns and domain guardrails rather than solving the same problems independently.
• Architecture decisions reduce unnecessary complexity, fragmentation and duplication.
• Engineering and product teams have clear architectural direction and can make decisions faster.
• You make a visible contribution to the modernisation and simplification of the Payments technology landscape.

Working with us

At CommBank, we're committed to creating an accessible, inclusive and respectful workplace. If you require support or adjustments, please let us know. We welcome applications from people of all backgrounds and we're particularly committed to making a positive difference for Aboriginal and/or Torres Strait Islander Peoples. For support please contact 1800 989 696. If this opportunity excites you, we'd love to hear from you. Apply today.

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