Senior Credit Analyst
Lendable
London, United KingdomPosted Discovered via AshbyMatch locked
RemoteFullTimeGrowth & Analytics
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:
- One of the UK's most exciting unicorns with a team of over 800 people
- Among the
fastest-growing tech
companies in the UK
- Profitable since
2017
- Backed by top investors including
Balderton Capital
and
Goldman Sachs
•
Loved by customers
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot )
So far, we've rebuilt the Big Three consumer finance products from scratch:
loans, credit cards and car finance
. We get money into our customers' hands in minutes instead of days.
We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks
Join us if you want to
•
Take ownership
you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
•
Work in small teams of exceptional people
Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
•
Build the best technology in-house
: we use new data sources, machine learning and AI to make machines do the heavy lifting
About The Role
We're looking for an analytically-minded Senior Credit Risk Analyst ready to support
driving meaningful change
in our consumer finance products in the UK or USA markets. This role is ideal for someone who is
confident with data, comfortable coding
, and eager to solve complex problems.
You'll be part of a
collaborative, ambitious organisation
where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
Your team's objectives
Our credit teams are building high-performing portfolios, with bold growth targets and a commitment to responsible lending.
Within the credit function, our core responsibilities include:
•
Optimising credit decisioning
: who to lend to, how much to lend, and at what interest rate.
- Assessing and adapting to
external economic condition
s.
- Developing and
owning models
that forecast returns and guide investor reporting.
How you'll impact those objectives
•
Define and refine credit strategies
that align with our evolving portfolio goals.
•
Discover insights from data
using tools like Python and SQL to address key business questions.
•
Collaborate cross-functionally
with product, engineering, data, and operations teams to implement strategies.
•
Monitor and assess the success of implemented strategies
and continuously identify areas for improvement.
What you'll need to succeed
•
Daily coding experience,
with proficiency in
Python
and/or
SQL
- Proven experience in
credit risk strategy
, ideally within credit card lending.
- A strategic mindset and the ability to translate complex data into clear, actionable decisions.
- A focus on delivering results that align with both commercial and customer needs.
- A collaborative, open approach and a willingness to challenge your own assumptions
Interview Process
- An initial phone conversation with our Talent Team
- Case study interviews
- Onsite interview with Head of credit + logistical reasoning task
Life at Lendable
•
Winning team
the opportunity to scale up one of the world's most successful fintech companies
•
Flexible working
flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
•
Socials & connection
opportunities and events to come together, socialise, and get to know each other beyond the office walls
•
Health coverage
support for your physical and mental wellbeing, including private health cover
•
Retirement & savings
long-term financial wellbeing through retirement savings plans
•
Employee referral programme
earn a competitive bonus when you refer successful new team members
•
Office meals & snacks
enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
•
Sustainable commuting
cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note
The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Check out our blog !
Not included in the source posting: benefits.
Skills
pythonsqlartificial-intelligencemachine-learning
Who can apply
The employer didn't state any visa, work authorization, citizenship or clearance requirements in this posting. Confirm with the employer before applying.
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