Lending Specialist - Community Mortgage

, you'll provide underwriting and credit analysis support to lending partners as they evaluate, structure, and process loan applications. You'll review borrower information and supporting documentation, assess credit risk, and help identify eligibility, policy, and documentation requirements. You'll also prepare clear underwriting summaries and recommendations, support timely credit decisions, and help ensure each file meets internal standards and regulatory expectations. This role is well suited to someone who brings strong analytical thinking, sound judgment, and a commitment to prudent lending that supports community objectives.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How you'll succeed

• Credit Analysis
• Review loan applications, financial information, credit reports, tax returns, collateral details, and supporting documentation to assess borrower capacity, repayment ability, and overall credit risk.

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• Identify missing documentation, underwriting conditions, and policy or eligibility concerns, and prepare clear credit summaries and recommendations for approval or further review.

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• Help ensure files are complete, accurate, and aligned with internal lending standards, regulatory requirements, and applicable program criteria.

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• Work closely with lending partners and internal stakeholders to structure credit solutions that balance sound risk management with community lending objectives.

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• Maintain accurate underwriting notes and system updates, communicate decisions and outstanding items clearly, and escalate complex or exception-based requests when needed.

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• Contribute to process improvements that enhance consistency, efficiency, and service delivery across underwriting support activities.

Who you are

• You have relevant underwriting experience.

You bring experience in underwriting, credit analysis, mortgage lending, community development finance, small business lending, or commercial lending. A background supporting specialized lending teams is an asset. •

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit .

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.