Junior Credit Analyst

AUTO1 Group is Europe's leading platform for the used car sector. We lead business activities in more than 30 countries worldwide. By connecting buyers and sellers through technology we enable dealers and consumers to trade seamlessly throughout Europe. AUTO1 Group owns business units like AUTO1.com, Autohero.com. For more information please visit www.auto1-group.com We offer:

• Work in a dynamically developing international company in the automotive industry
• A regular employment contract with a highly competitive fixed salary
• Openness to the implementation of new ideas to improve the company's operation
• Friendly working atmosphere in a team focused on cooperation
• Excellent professional development opportunities in a dynamic environment.

As a Junior Credit Analyst , you will support the financing process by reviewing customer applications, verifying financial documents, and assessing whether applications meet the required policies and guidelines. You will work with customer data and credit assessment tools to ensure accurate evaluations and a smooth financing process from application review to contract signature. Your tasks:

• Review financing applications to ensure all required information and documents are complete and accurate.
• Verify customer identification documents and salary information in line with internal policies and guidelines.
• Enter customer data into the credit scoring system to support the credit assessment process.
• Use credit agency information and available financial data to support credit evaluations.
• Calculate and adjust financing offers within the approved guidelines.
• Coordinate with internal departments to ensure a smooth and efficient application process.
• Identify missing information or discrepancies and follow up when necessary.
• Contribute ideas to improve processes and maintain high-quality standards.

Requirements:

• Completed commercial education or at least one year of relevant professional experience, preferably in banking, finance, or insurance.
• Strong attention to detail and a structured, independent approach to work.
• Good numerical and analytical skills.
• Confidence in using Google Workspace tools, especially Sheets, Gmail, and Calendar.
• Experience with credit reports or credit assessment tools is an advantage.
• Good command of English and/or German.
• Reliability, a sense of responsibility, and the ability to work effectively in a team