Head of Risk

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● Own, maintain and continually improve the Risk Management Framework, including the risk policy, taxonomy, risk and control self-assessment, incident and KRI standards, so that risk is identified, assessed and managed consistently across the firm. ● Lead, develop and coach the Risk Business Partner team, so that each function has a single, consistent second line partner with the specialist expertise to support and challenge it. ● Provide independent second line oversight and challenge of the firm's principal risks, including operational, operational resilience, third-party, technology, cyber, data, model and strategy execution risk, escalating issues where risk sits outside appetite. ● Oversee and challenge the ICARA and wind-down plan owned by Finance, ensuring scenarios and stress tests are credible, regularly reviewed and reflect market conditions, so the firm is well prepared for supervisory review. ● Maintain the risk appetite framework with the Executive and Board, monitoring performance against appetite and reporting breaches and trends promptly. ● Produce clear, insightful risk reporting and MI for the Executive, Risk Committee and Board Risk Committee, attending the Board Risk Committee where required to present the second line view. ● Provide independent risk opinions on material change, new products and propositions, outsourcing and strategic decisions, so the business can grow within appetite. ● Build and embed a proportionate second line approach to model and AI risk, including the advice engine, working with outsourced model validation providers. ● Support first line risk owners to own their risks and report on them, including KRIs, top risks and control effectiveness, through guidance, training and constructive challenge. ● Lead emerging and strategic risk horizon scanning, ensuring the Executive and Board understand how the risk landscape is evolving. ● Support regulatory engagement on risk matters, including remediation activity and supervisory requests, working closely with the VP Risk & Compliance. ● Drive the effective use of the GRC system and automation in risk processes and reporting, improving efficiency and the quality of risk insight.

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● You give a clear, independent view and hold it under pressure, while staying pragmatic about how the business can achieve its goals. ● You are commercially minded and see good risk management as something that enables safe growth, not a brake on it. ● You build trusted relationships at every level, from first line teams to the Executive and Board. ● You enjoy building things, and are comfortable shaping frameworks and a team in a fast-growing, evolving business. ● You communicate complex risk issues simply, in writing and in person, so others can make informed decisions. ● You lead by developing people, and want to grow a capable, motivated team of Risk Business Partners.

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● Opportunity to join a fast-growing, award-winning and super ambitious company. ● Work with a friendly team of highly motivated individuals. ● Be in an environment where you are listened to and can actually have an impact. ● Thriving collaborative and inclusive company culture. ● Company pension scheme. ● Company bonus scheme ● Hybrid working environment. ● Home office furniture allowance. ● Personal Annual Learning and Development budget. ● Private Medical Insurance. ● Health Cash Plan - cashback on everyday healthcare like dental and opticians. ● Cycle to work scheme - spread the cost of a new bike and accessories. ● CycleSaver - save on bike-share subscriptions and have a more sustainable commute. ● Wellhub subscription to a variety of gyms and wellbeing apps. ● Enhanced parental pay & leave. ● 25 days holiday + bank holidays with additional days added with length of service.