Employee Benefits, Underwriting Analyst

UW Analyst - UO09CN We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Underwriting Analyst (UA) supports Underwriters for both Regional Accounts (1,000-4,999 lives) and National Accounts (5,000+ lives) business. The functions the UA supports are: pre-sales, renewals, plan changes, and customer experience reporting. Key responsibilities include:

Pre-sale:

• Reviews RFP submissions and census for completeness and accuracy. Requests missing information from the Underwriter.
• Interprets group life, long-term disability, short-term disability, accidental death & dismemberment, accident & critical illness contracts/booklets to create ratings based on the in-force plan design, to develop manual rates. Highlights any discrepancies while utilizing independent thinking skills to propose alternate plan designs as necessary to closely match plan designs.

Renewals/Plan Changes/Reporting:

• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions and review proposed plan designs.
• Consistently maintains 97% target and minimum 93% accuracy for delivering ratings by assigned due date. Renewal
• Locates current census and checks for completeness and applies data integrity elements; escalating when viable census is not received.
• Compares renewal census with current premium and experience reporting to identify any discrepancies and notes any concerns.
• Reviews current plan, researches and applies any plan changes from prior renewal.
• Reviews experience information and inputs required data into pricing tools to develop formula rate.
• Identifies and troubleshoots discrepancies as needed.
• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions, summarizes the renewal information, highlights areas of concern, and makes recommendation to Underwriter
• Populates Renewal Notes Template

QUALIFICATIONS:

• 3+ years' work experience, experience in Employee Benefits a plus
• Solid MS Office Knowledge including Microsoft Excel formulas, sorting, v-look-ups, pivot tables; PowerPoint knowledge preferred
• Strong verbal and written communication skills
• Demonstration of solid time, organizational, and desk management skills with ability to multi-task in a fast-paced environment.
• Strong commitment to continuous learning, with curiosity and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new tools.

WORK ARRANGEMENT:

This role will have a Hybrid work schedule, with the expectation of working in an office (Hartford, CT; Alpharetta, GA; or Lake Mary, FL) 3 days a week (Tuesday through Thursday).