Commercial Portfolio Manager

• Manages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationships
• Underwrites CPS customers and qualifies them for credit lines across a wide range of industries, manages assigned credit portfolios, approves credit for new business relationships and expanding existing relationships manages credit risk and responds to prospective or existing customer credit questions, and exercises independent judgment on assigned portfolios
• In addition, provides customer service by participating in joint customer calls with Sales and Relationship Manager(s), when credit issues arise

• Bachelor's degree (preferably in Finance or Accounting), or equivalent work experience
• Three to five years of commercial banking or relevant experience

• Advanced knowledge of applicable laws and regulations, and company and business line policies and procedures
• Advanced knowledge of credit quality standards and industry-specific credit products
• Strong relationship management and business development abilities, in order to capitalize on both new and existing relationship opportunities
• Strong analytical and problem-solving skills
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Well-developed written communication and verbal presentation skills

Hybrid/flexible schedule

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.