Business Line Data Governance Lead - Consumer & Business Banking Chief Risk Office

SUMMARY The Business Line Data Governance Lead is part of the Consumer & Business Banking Chief Risk Office (CRO) and supports execution of the Enterprise Data Governance (EDG) program. This role applies deep data governance and risk expertise to lead complex assignments, translate enterprise requirements into business-line practices, and drive consistent execution across Consumer & Business Banking. The role works independently with business, technology, and risk partners to strengthen data controls, resolve issues, and support compliance with enterprise policies and regulatory expectations.

The Data Governance Lead serves as a subject-matter resource and leads cross-functional efforts involving data quality, lineage, reporting governance, and risk management across the data lifecycle. The role exercises sound judgment, provides credible challenge, escalates material risks, and recommends practical solutions to improve governance maturity and control effectiveness.

RESPONSIBILITIES Data Governance Execution:

• Lead business-line efforts to identify, document, and maintain critical data assets, reports, data flows, and accountable ownership.
• Direct the maintenance and validation of data inventories, metadata, and lineage documentation to meet enterprise governance, audit, and regulatory requirements.

Data Quality & Data Defect Management:

• Lead resolution of complex data quality issues and defects, including root cause analysis, risk assessment, corrective action planning, and remediation oversight.
• Establish and oversee data quality validation approaches that assess the completeness, accuracy, consistency, and fitness for use of critical data.
• Analyze data quality metrics and trends, identify emerging or systemic risks, and present actionable insights and recommendations to senior stakeholders.

Risk & Compliance Alignment:

• Interpret enterprise data governance policies, standards, and regulatory expectations and translate them into sustainable business-line requirements and controls.
• Lead and monitor governance processes, including critical data identification, attestation, data quality validation, issue management, and defect remediation.
• Provide independent, risk-based credible challenge regarding governance practices, control design and effectiveness, data handling, and remediation plans.
• Coordinate responses to governance attestations, audits, examinations, and related requests; identify gaps and drive timely corrective action.

Stakeholder Engagement:

• Serve as a senior liaison between Enterprise Data Governance and Consumer & Business Banking partners, aligning priorities and resolving complex governance matters.
• Advise data owners, data stewards, control partners, and leaders on governance requirements, risk acceptance, remediation options, and leading practices.
• Represent the business line in enterprise governance forums and working groups, articulating risks, dependencies, decisions, and implementation impacts.
• Influence decisions and secure stakeholder commitment through data-driven analysis, sound risk judgment, and concise executive-level communication.

Reporting & Continuous Improvement:

• Lead improvements that increase the effectiveness, scalability, consistency, and sustainability of governance processes and controls.
• Lead or materially contribute to strategic initiatives that advance data governance maturity, including defining requirements, coordinating delivery, managing dependencies, and measuring outcomes.

BASIC QUALIFICATIONS

• Typically more than eight years of applicable experience.
• Bachelor's degree, or equivalent work experience.

PREFERRED SKILLS/EXPERIENCE

• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
• Considerable understanding of the business line's operations, products/services, systems, and associated risks/controls.
• Thorough knowledge of Risk/Compliance/Audit competencies.
• Strong analytical, process facilitation and project management skills.
• Effective presentation, interpersonal, written and verbal communication skills.
• Effective relationship building and negotiation skills.
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations.
• Applicable professional certifications.

LOCATION EXPECTATIONS

• This role requires working onsite from a U.S. Bank location three or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.