Senior Legal Counsel - AI and Digital assets

• Advising the business on the full product lifecycle, from the first idea through launch, as we build, launch and scale PPRO's payment products globally, including digital asset and stablecoin initiatives

• Reviewing and negotiating commercial agreements, including partner agreements and contracts tied to new product development

• Drafting and maintaining customer-facing legal documents for new products, including terms and conditions and disclosures for AI-driven features

• Advising on the regulatory side of product features, the onboarding of new payment methods, and market expansion which may include cross-border data flows, data protection and privacy, and payment services regulation

• Advising on the legal and regulatory questions raised by digital assets, including stablecoins: e-money and payment services classification, custody, cross-border transfer rules and emerging digital asset regimes

• Acting as our go-to expert on AI, including agentic AI and associated liability, governance, data use, contracting for AI tools and the regulatory frameworks that are still taking shape

• Horizon scanning for legal and regulatory developments, and assisting with the implementation of any subsequently required changes

• Collaborating with the compliance and risk teams to embed legal thinking into PPRO's product lifecycle and go-to-market planning

• Improving legal and governance processes at PPRO, including exploring how AI tools can make our own legal team work smarter

• Advising the business on ad hoc legal questions, from IP to corporate law and disputes

• Liaising with external counsel and turning their advice into something the wider business can interpret and implement

• Be a UK or EU qualified lawyer with 8+ years experience in the financial services, payments and/or technology sector, with a strong mix of regulatory, privacy and commercial legal experience

• Bring genuine, hands-on experience with payments, digital assets, including stablecoins, plus real depth on how AI, including agentic AI, is reshaping products and regulation

• Have a good working knowledge of financial regulation, including payment services regulation across the UK and EU

• Have strong experience advising on data protection and privacy (UK GDPR, EU GDPR, cross-border data transfers)

• Be genuinely comfortable with technology so you are able to get into the detail with engineers, ask the right questions and follow a technical conversation

• Be comfortable working in ambiguity and to independently work out the mitigation, not just the risk

• Be able to turn complex legal or technical issues into plain English

• Have a strong sense of ownership and the drive to push complex legal matters through to completion

• Bring an open, flexible, team-oriented approach, with excellent communication skills

• We offer a hybrid structure with a 3 days / week on site expectation, so you can strike the balance between office and home working. In addition to our 28-day holiday allowance, we also provide a work from abroad policy, enabling employees to work remotely for up to another 30 days per year

• Because better safe than sorry - we want our employees to benefit from various insurances including a medical insurance (BUPA health care plan) and a 5% matching pension plan through Now Pensions.

• PPRO helps contribute towards the costs of your gym membership, supporting your physical fitness journey while easing the burden on your wallet

• We've teamed up with a top well-being platform to provide one-on-one therapy, chat therapy, therapist-led courses, guided meditations, and more.

• Because work is better with your paw-tners by your side