Risk Management - Auto Commercial Solutions - Credit Risk Manager

• Manage a team of Credit Officers, analyzing and decisioning credit requests of varying complexity in adherence with firmwide and DCS credit policies, guidelines, and procedures.
• Ensure Quality of Credit Decisions: Ensure all credit proposals are written to the highest quality standard and that all grading is completed in an accurate and timely manner.
• Provide ongoing oversight of credit management activities with a focus on identification and remediation of troubled credits in a timely manner.
• Providing guidance to team members as it relates to policy, procedures and risk ratings.
• Oversee the Credit Officer's pipeline, ensuring timely submission and focus to meet the needs of the clients.
• Demonstrated ability to present and support recommendations to senior management.
• Leading an effective team: Be a change leader for your direct reports and assist with the mentoring, coaching, and providing ongoing training and development of staff.
• Portfolio Management: Provide ongoing oversight of credit management activities with a focus on early warning concerns, guidance on policy issues, procedures and risk ratings.
• Operating Efficiently: Oversee the credit team resources, ensuring timely submission and focus on production for customers.
• Provide input into deep dives, prepare and deliver presentations for various senior Risk forums and leadership calls.

• Bachelor's degree in finance or accounting or related field
• 15+ years' commercial banking / lending experience including extensive credit experience.
• Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis.
• Superior analytical skills supported by excellent written and verbal communication skills.
• Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
• Ability to work independently with minimal supervision.
• Recognized leadership capacities and executive presence.
• Experienced in supervision of professional level employees

• MBA or advanced degree

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.