Product Manager, Card Not Present Payments
Calling all innovators - find your future at Fiserv.
Job Title
Product Strategy
- Contribute to the card-not-present payment product strategy aligned with Clover's overall mission, target vertical markets, and growth objectives.
- Execute on the product vision and feature roadmap across Clover's e-commerce, mobile, and API/SDK capabilities, addressing merchant needs and market opportunities.
- Help identify emerging trends and technologies in online payments and alternative payment methods to drive competitive differentiation.
- Define our e-commerce integrations and developer partner strategy spanning key platforms and third-party developer solutions.
- Present product feature updates, performance metrics, and feature roadmaps to cross-functional stakeholders and leadership.
Product Development & Roadmapping
- Drive the end-to-end product development lifecycle from ideation through launch, ensuring timely, high-quality delivery of secure, scalable online payment capabilities.
- Develop deep understanding of Clover's target merchant segments (restaurant, retail, services, healthcare) and translate segment-level needs into CNP product roadmaps.
- Collaborate with engineering, architecture, and design teams to define technical requirements and payment API/SDK specifications.
- Manage semi-annual card brand compliance mandates, PCI requirements, and regional payment and security rules.
- Translate product delivery into measurable revenue growth, high-margin transaction volume, and improved authorization rates.
Go-To-Market
- Partner closely with product marketing, commercialization, sales channels, and developer relations to train sales teams and educate the market on Clover's CNP capabilities.
- Collaborate with developer outreach and partner teams to support third-party developers building on Clover e-commerce APIs.
Customer Focus
- Help conduct in-depth market and user research to understand merchant and consumer pain points and the competitive landscape.
- Gather and analyze customer feedback, operational data, decline rates, fraud rates, and other data to understand opportunities for improvement.
- Ensure high levels of customer satisfaction and retention by delivering secure, compliant, and reliable payment experiences.
What You Will Need to Have
- 5+ years of product management experience, with at least 3 years dedicated to card-not-present payments, e-commerce, or payment gateway solutions.
- Deep knowledge of developer APIs, RESTful web services, and mobile SDKs for e-commerce integration.
- Thorough understanding of the online payments ecosystem - acquirers, gateways, fraud management, PCI compliance, etc.
- Familiarity with alternative payment methods, including Pay by Bank, digital wallets, and Buy Now Pay Later solutions.
- Strong analytical and commercial instincts - comfortable with market sizing, cost-benefit tradeoffs, build/buy/partner decisions, and business case development.
- Strong cross-functional collaboration skills; able to partner effectively with engineering, design, sales, operations, and marketing teams.
What Is Nice To Have
- Experience with SMB or merchant-facing products strongly preferred.
- International product experience (EMEA, APAC, or LATAM) a plus.
- Bachelor's degree required; MBA or engineering background a plus.
How you’ll work
Visa Sponsorship
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Salary Range
$100,000.00 - $165,600.00
These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company's sole discretion.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
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