Lending Transaction Associate Sr (Equipment Finance - Documentation Direct - Commercial Lending)

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Lending Transaction Associate Sr, within PNC's EF Documentation Direct organization, you will be based in the PNC Footprint.

Core Hours for this role are Monday - Friday, 8:00 am ET - 5:00 pm ET.

Standard computer proficiency is expected, including working knowledge of Microsoft Office applications such as Excel.

Prior commercial lending, equipment finance, loan documentation, leasing, banking operations, or similar transaction-processing experience is preferred.

Experience with commercial lending and equipment finance platforms such as ACBS, LeaseWave, NextGen, CapitalStream, DocuSign, or comparable systems is also preferred.

The Lending Transaction Associate Sr in Equipment Finance Documentation Direct is responsible for managing a portfolio of commercial loan and lease transactions from documentation through closing and post-closing, ensuring all transactions are processed accurately, efficiently, and in compliance with applicable policies, procedures, and regulatory requirements. This role reviews approved transaction structures and prepares complex financing documentation, coordinates closely with internal business partners, customers, vendors, legal counsel, and other external parties to facilitate timely execution and funding, and proactively monitors transaction pipelines to ensure key milestones and deadlines are met.

The associate identifies and resolves documentation issues, exceptions, and potential risks, escalating concerns as appropriate to support sound risk management practices. Responsibilities include overseeing document execution, validating funding readiness, completing closing and post-closing activities, maintaining accurate transaction records and systems, and ensuring all required documentation is obtained and properly retained. Additionally, the role supports operational excellence through process improvement initiatives, assists with training and mentoring less experienced team members, and serves as a subject matter resource while delivering a high level of service to both internal and external stakeholders.

The successful candidate should be comfortable managing multiple transactions and competing deadlines in a fast-paced environment, reviewing detailed documentation with a high degree of accuracy, and collaborating effectively with a broad range of internal and external partners.

We seek motivated, driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. You will work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions, supported by collaborative teams, impact the success of the Commercial Lending & Leasing Operations organization.

This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Performs functions in the documentation, funding, and due diligence requirements of standard or complex transactions being financed by PNC, or bought from/sold to other institutions. Provides client-facing service. May provide on-the-job training or coaching.
• Determines, reviews and issues required legal documents for transactions while ensuring all terms are met.
• Negotiates documentation revisions and drafts changes independently, or in collaboration with client's counsel if necessary. Identifies deficiencies in documents for transactions being sold to or bought from institutions
• Interacts with internal and external clients to coordinate a closing schedule for transactions. Directs work flow as needed to ensure client expectations are met. Builds relationships with clients, legal counsel, vendors and internal partners.
• Gathers, reviews and analyzes all information from internal and external parties specific to transactions of increasing complexity. Resolves inquiries/issues as necessary. Complies with necessary regulations, internal procedures, and may assist in response to audit exceptions.
• Validates that transaction structures match pricing models. Assures perfection of security interest for transactions and/or requests approval for exceptions.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

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• Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.