Lead Machine Learning Scientist, FinCrime

A Lead Machine Learning Scientist at Monzo is a technical Individual Contributor (IC) leadership position. As a technical Machine Learning expert, working with billions of rows of data stored on a modern cloud native data platform, we'll be expecting you to leverage your deep experience of developing and deploying advanced Machine Learning models to:

• Automatically and accurately detect suspicious user behaviours while minimising impact to genuine customers and operational costs

• Adapt quickly and appropriately to changing fraud and financial crime trends, ensuring our detection systems remain performant through time.

The technical approaches you take to help solve these problems will be very much in your hands and we'll strongly encourage and support experimentation and innovation. We'll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.

As a technical individual contributor, you'll be providing technical leadership and shipping highly impactful ML-based solutions. You'll be embedded in a cross functional product squad, working closely with product managers, data scientists, backend engineers and designers in an agile environment. You'll also be a technical leader within the Machine Learning discipline, helping to steer technical work and drive up standards.

This will involve:

• Working with stakeholders across the organization to identify and scope out the most impactful opportunities to tackle Financial Crime and Fraud with Machine Learning.

• Leading the design and development of advanced real time Machine Learning models, for example exploring how neural network, graph-based, and sequence-based architectures can drive improvements in detection of financial crime.

• Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.

• Working closely with our MLOps team to steer the ongoing development of tools to enable rapid iteration of models and optimisations of the full ML model lifecycle.

What we're doing here at Monzo excites you!

• You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company

• You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact

• You're impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production

• You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so

• Reducing financial crime and protecting customers with data driven strategies sounds exciting to you

• You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn Go lang which is used in many of our backend microservices

• You're comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity

• You want to be involved in building a product that you (and the people you know) use every day

• You have a product mindset: you care about customer outcomes and you want to make data-informed decisions

• You're excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain

• You're adaptable, curious and enjoy learning new technologies and ideas

• Experience working with financial crime and in regulated institutions

• Commercial experience writing critical production code and working with microservices