Financial Services Regulatory Lead H/F

You will help build and operate the regulatory office of Pennylane Financial Services, working across Compliance & Risk, Finance, Legal, Operations and Technology. Your initial priority will be to turn PFS's regulatory requirements into a reliable operating framework: a complete obligations inventory, clear ownership, an integrated regulatory calendar, and effective controls over regulatory reporting and evidence. In practice, you will:

• maintain the authoritative inventory of PFS's regulatory obligations;

• coordinate the regulatory-reporting portfolio and directly produce selected returns;

• establish clear responsibilities, reporting controls and escalation paths across contributing functions;

• support supervisory responses and commitment tracking from day one;

• coordinate regulatory change with Compliance, Legal and the relevant subject-matter owners; and

• support regulatory governance through clear reporting, decision tracking and follow-through.

You will not replace the specialist accountability of Finance, the MLRO, Legal, Risk or Operations. Your role will be to make their contributions converge into a controlled, timely and inspection-ready regulatory process. As PFS grows, you will help shape and evolve its regulatory operating model and governance arrangements.

• Meaningful experience in a regulated financial environment, in one or more areas such as regulatory reporting, regulatory operations, prudential reporting, compliance, risk, finance, internal control or regulatory advisory.

• Strong understanding of reporting controls and data quality, including reconciliations, source-to-report traceability, review and approval controls, exception management and auditable evidence.

• Sound regulatory judgement: ability to understand a requirement, identify its practical implications, recognise when specialist Legal or Compliance input is needed, and translate conclusions into ownership, processes and controls.

• Strong execution discipline, with a demonstrated ability to coordinate recurring deliverables, manage interdependencies and meet fixed deadlines reliably.

• Ability to work effectively across Finance, Legal, Compliance, Risk, Operations and Technology, while preserving clear accountability between functions.

• Ability to build structured and durable ways of working - including registers, calendars, procedures, templates and knowledge bases - in an evolving environment.

• Clear and concise written and verbal communication, including the ability to explain issues, assumptions and required decisions to senior stakeholders.

• Professional fluency in French and English.

• Experience with ACPR reporting, supervisory interactions or the French regulatory environment.

• Experience in a payment institution, electronic-money institution, financing company, bank, regulated fintech, supervisory authority or specialist advisory firm.

• Exposure to more than one regulatory domain, such as payments, prudential reporting, statistical reporting, AML-CFT, fraud, incidents or financing activities.

• Experience coordinating regulatory change, supervisory requests, inspections or remediation commitments.

• Familiarity with regulatory-remittance tools, reporting-data lineage, workflow automation or evidence-management solutions.

• Experience building or materially improving a regulatory framework in a new entity, licensing programme or operating-model transformation.

1. Interview with Simon (30-45 min), Senior Recruiter
2. Interview with Laurent (1h), Compliance&Risk Director
3. Case Study with two Finance or Legal representative (1h)
4. Team fit with two interviewers (30 min)
5. Last round with Maxime and Felix (45 min)