Payments Lifecycle Analyst - Cash Asset Management

• Monitor and manage intraday cash positions across Nostro accounts to ensure adequate liquidity, partnering with Treasury on funding needs.
• Execute fund transfers between internal and external Nostro accounts in line with controls, guidelines, and cut-off times.
• Perform daily reconciliations, investigate discrepancies, and coordinate with internal teams to resolve cash breaks.
• Monitor clearing queues and payment processing systems to support timely settlement and sustained connectivity.
• Respond to operational issues by investigating payment delays, unmatched items, or incorrect postings using structured problem-solving.
• Participate in regression testing and implementation activities for cash-processing enhancements.
• Support business continuity activities and contribute to automation or process improvement initiatives.
• Collaborate with team members and global managers to simplify processes and improve service delivery using data-driven approaches.
• Assist in managing incidents and issues, providing clear updates to senior managers and engaging relevant contacts.
• Participate in global strategic initiatives and contribute to an inclusive and positive work culture.
• Take ownership of issues through resolution, ensuring timely, relevant communication with stakeholders.

• Strong problem-solving skills with the ability to analyze data, identify root causes, and propose solutions under time constraints.
• High accuracy and attention to detail in time-sensitive, high-volume environments.
• Ability to manage multiple priorities and deliver to deadlines.
• Strong written and verbal communication skills, with the ability to collaborate across teams and stakeholders.
• Experience in cash operations, market operations, or liquidity operations within a financial institution.
• Working knowledge of banking and payment systems and concepts (for example, SWIFT messaging, ISO 20022, real-time gross settlement systems, and reconciliation tools).

• Experience with process automation tools or methods (for example, Alteryx, UiPath, Tableau, Python, or similar).
• Experience sourcing, analyzing, and visualizing large datasets to drive operational insights.
• Experience industrializing new processes, including documentation, controls, and handoffs.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.