Director, Risk Strategy (Fraud & AML | Fiat + Crypto)
Coins.ph
China, Hong Kong, Philippines, SingaporePosted 28 days agoDiscoveredMatch locked
RemoteFull Time3+ years exp
About the role
We are looking for an experienced
Risk Strategy Leader
to lead the design and execution of our end-to-end risk control framework across both
fiat and crypto ecosystems
.
This role owns
fraud prevention, AML strategy, and fund flow risk management
, covering the full lifecycle from
fiat on/off ramps to on-chain transactions
. The ideal candidate can
trace and assess end-to-end fund flows
, identify suspicious patterns, and drive
clear risk decisions and account actions
.
This role is
not a regulatory-facing MLRO/compliance role
, but will work closely with the
Philippines (PH) Risk & AML team
to ensure strong local execution.
1. End-to-End Risk Strategy (Fraud + AML + Fund Flows)
- Own and drive the overall
fraud prevention and AML strategy
across fiat and crypto
- Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers
- Identify and mitigate risks such as
payment fraud, account takeover, mule activity, scams, and money laundering
- Build unified strategies that connect
user behavior, transaction activity, and fund flows (fiat + on-chain)
- Balance risk control with user experience and operational efficiency
2. Fiat Risk & Payment Flow Control (New - Core Requirement)
- Design and optimize risk strategies for
fiat on-ramp and off-ramp flows
(bank transfers, e-wallets, payment rails)
- Monitor and assess
incoming and outgoing fiat transactions
for fraud and AML risks
- Define review, approval, and escalation mechanisms for high-risk transactions
- Work closely with payment partners and internal teams to manage risk exposure
3. Fund Flow Analysis & Risk Decisioning (Key Differentiator)
- Analyze and trace
end-to-end fund flows across fiat and crypto
- Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows
- Make or guide decisions on
account-level actions
(e.g., allow, block, restrict, freeze, escalate)
- Build frameworks for consistent and explainable risk decision-making
4. On-chain Risk & Tooling (Elliptic Focus)
- Leverage and optimize
Elliptic
to strengthen on-chain monitoring and AML capabilities
- Translate blockchain intelligence into actionable risk strategies (e.g., scam flows, high-risk wallets)
- Integrate Elliptic signals into internal systems for automated decision-making
- Evaluate other tools (e.g., Chainalysis, TRM) where needed
5. Risk System & Platform Development
- Lead the design of scalable risk infrastructure, including
rule engines, decision engines, and case management systems
- Build unified systems that support
fraud, AML, and fund flow monitoring
- Drive real-time decisioning and reduce reliance on manual processes
6. Data-driven Optimization
- Identify emerging fraud and AML typologies using data analysis
- Define and track key metrics (fraud loss, detection rate, false positives, operational efficiency)
- Implement testing frameworks (A/B testing, rule tuning, segmentation)
7. Team Leadership & Cross-regional Collaboration
- Build and lead teams across
risk strategy, fraud operations, and AML operations
- Work closely with PH Risk & AML team for execution and local alignment
- Partner with Product, Engineering, Compliance, and Operations globally
Experience
- 8+ years in
fraud risk, AML, payments risk, or risk strategy
, with 3+ years in leadership
- Strong experience in
payments, crypto exchanges, or fintech platforms
- Proven experience managing
Core Competencies
- Deep expertise in
anti-fraud (ATO, payment fraud, scams)
and AML
- Strong understanding of
fiat transaction flows, payment systems, and risk controls
- Ability to
trace fund flows across fiat and crypto
and identify suspicious patterns
- Experience making or guiding
account-level risk decisions (block/freeze/restrict)
- Experience designing scalable risk strategies and rule systems
Tools & Data
- Hands-on experience with
Elliptic
(or similar tools like Chainalysis / TRM)
- Ability to translate tool outputs into
risk decision logic
- Strong data skills (SQL required, Python preferred)
Leadership & Collaboration
- Strong leadership and execution capability across functions
- Experience working with regional or distributed teams
- Fluent in English
Nice to Have
- Experience with both
fiat payments risk and crypto risk
- Experience analyzing
complex fund flows (multi-hop, cross-channel)
- Familiarity with Southeast Asia / Philippines market
- CAMS or similar certifications
What We’re Looking For
- A
full-stack risk leader
across
fraud, AML, and payments
- Someone who can
trace money end-to-end (fiat → crypto → fiat)
- A decision-maker who can
translate analysis into clear account actions
- A builder who can turn strategies into scalable systems
- A partner who can work effectively with PH teams
Originally posted on Himalayas
Not included in the source posting: benefits.
Skills
pythonsqlruby-on-rails
Who can apply
The employer didn't state any visa, work authorization, citizenship or clearance requirements in this posting. Confirm with the employer before applying.
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