Credit Risk Management and Analytics Senior Associate

• Act as CRMA methodology expert for assigned regions/product desks, advising front-office lending and investment decisions.
• Support deal execution by constructing lending values for new/complex asset classes, structures, and strategies.
• Partner with Quantitative Research to review and recommend monthly lending value changes and communicate outcomes to senior risk/business leadership.
• Monitor global markets and develop expertise in market dynamics, scenario construction, and event interpretation.
• Assess event impacts on lending values, margin requirements, and client exposures; produce oversight analytics and reporting.
• Support coverage of loans secured by marketable securities by analyzing collateral market/liquidity Risk, client credit profiles, and client strategies.
• Assist senior team members with Market Risk Oversight and Reg Reporting and new-initiative limit design, monitoring, and reporting.
• Present analyses and recommendations to CRMA leadership and cross-functional decision forums (risk and front office).
• Deliver and support stress testing (baseline and ad-hoc), including inputs to regulatory exercises (e.g., CCAR) and risk appetite evaluations.
• Develop, review, and challenge lending value/initial margin and stress-testing models, methodologies, assumptions, and analytic tools with QR/credit risk/front office partners.
• Drive operational and analytic innovation, including control framework design/implementation, data research for new architectures, and new reporting/metric capabilities.

• Qualified graduate with minimum of 6 years of experience in an analytical, technical, trading, or research-oriented role
• Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science
• Broad financial product knowledge required, professional experience in credit risk management, market risk management, or with derivatives a plus
• Practical knowledge of Python and associated data analytics packages (preferably in a professional environment)
• Practical knowledge of Tableau or other Business Intelligence (BI) / Data Visualization Tools
• Practical knowledge of Microsoft office suite (Excel/PowerPoint/Word)
• Excellent communication and interpersonal skills
• Good team player, and high sense of ownership

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.