AI Research Scientist

• Monitor, evaluate, and experiment with emerging AI technologies, research breakthroughs, and industry trends, with particular emphasis on generative AI, large language models (LLMs), multimodal AI, and agentic AI systems.

• Identify opportunities to apply advanced AI techniques to complex business problems across financial services.

• Conduct original AI research and exploratory investigations to assess the feasibility and value of novel approaches.

• Develop hypotheses, design experiments, evaluate results, and communicate findings to technical and business stakeholders.

• Contribute to patents, technical publications, whitepapers, prototypes, and innovation initiatives.

• Rapidly transform research concepts into working prototypes and proof-of-concepts.

• Design, develop, and validate AI solutions across the full lifecycle, from data preparation and modeling through deployment and monitoring.

• Build experimental and production-ready solutions using modern AI/ML tools, frameworks, and cloud platforms.

• Apply best practices in model evaluation, benchmarking, explainability, security, and responsible AI.

• Develop solutions leveraging foundation models, generative AI, retrieval-augmented generation (RAG), fine-tuning techniques, and agentic workflows.

• Design and evaluate AI agents, multi-agent systems, orchestration frameworks, tool-use architectures, memory systems, and human-in-the-loop workflows.

• Contribute to best practices for prompt engineering, model adaptation, evaluation, observability, and governance of LLM-based systems.

• Assess emerging model architectures and determine their applicability within a highly regulated environment.

• Partner with software engineers, platform teams, product managers, and business stakeholders to transition successful prototypes into production environments.

• Contribute to deployment and operationalization efforts for AI solutions.

• Help balance innovation, scalability, security, compliance, and operational requirements throughout solution development.

• Share knowledge and provide technical guidance to peers and junior team members.

• Take ownership of assigned initiatives and ensure successful delivery of AI capabilities from concept through deployment.

• Bachelor's degree in a quantitative field such as statistics, computer science, engineering or applied mathematics, or equivalent work experience
• Eight or more years of relevant experience

• Ph.D. in Computer Science, Artificial Intelligence, Machine Learning, Applied Mathematics, Statistics, Computational Linguistics, or a related field strongly preferred.

• Deep expertise in machine learning, deep learning, neural networks, transformer architectures, and foundation models.

• Experience with generative AI technologies, including LLMs, fine-tuning, RAG systems, model evaluation, and inference optimization.

• Experience building and evaluating agentic AI systems, multi-agent workflows, AI orchestration frameworks, and autonomous decision-making architectures.

• Hands-on experience with PyTorch, Hugging Face, LangChain, LangGraph, or equivalent AI ecosystems.

• Demonstrated record of innovation through publications, patents, open-source contributions, conference presentations, or impactful AI solution delivery.

• Experience developing AI solutions within highly regulated industries such as financial services, healthcare, insurance, or telecommunications.

• Strong communication skills and the ability to translate complex AI concepts into actionable business outcomes.

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.