Manager Risk & Credits Transformation - Business Transformation - Financial Services

, your responsibilities will include:

• Designing and optimizing the

across banking segments (Retail, SME, Corporate, Real Estate) — including origination, credit decisioning and underwriting, loan servicing, monitoring, early-warning, collections and workout.

• Supporting clients in interpreting and implementing

— e.g. Basel IV / CRR3-CRD6, IFRS 9 impairment, IRB model landscape, ECB / NBB expectations, loss data (LossDB) and RDARR / BCBS 239 requirements.

• Redesigning

, embedding efficiency, automation and a strong risk-and-control mindset.

• Bridging

: framing requirements for rating and provisioning models, credit data quality, risk reporting and management information.

• Ensuring the

stays central to the delivery of digital and data-driven solutions in the market.

• Participating in or

from inception to completion — including scoping, planning, budgeting, stakeholder management and team staffing (particularly at Manager level).

• For Manager profiles:

, coaching junior colleagues, and contributing to business development, proposals and thought leadership.

• Sharing your domain-specific knowledge and expertise to enhance our collective capabilities.

This is an opportunity to join a team that is not only responding to the transformation of risk and credit in financial services, but is actively leading it. If you're passionate about leveraging your experience to help shape the future of finance, we invite you to explore a career with EY Belgium's Business Transformation team.

• Master's degree in a relevant field (e.g. Economics, Finance, Commercial/Civil Engineering, Business, Mathematics or equivalent).

• Professional experience (minimum 5 years of experience), in consulting and/or the financial sector, ideally in

.

• Familiarity with one or more of the following is a strong asset: credit risk frameworks, IRB / rating models, IFRS 9, Basel / CRR-CRD, credit processes and lending products, risk data & reporting (BCBS 239 / RDARR), or regulatory remediation programs.

• An excellent knowledge of business English, and a solid level of French and/or Dutch.

• Strong team spirit, balanced by a healthy sense of autonomy.

• Excellent analytical skills, conceptual thinking and a pragmatic, delivery-oriented approach.

• Solid communication and presentation skills, with the ability to engage both business and risk stakeholders up to senior management (Manager level: proven stakeholder and team leadership).

• Certifications such as Agile, Scrum, PMP/Prince2, FRM, PRM or CFA are a differentiator for more experienced candidates.

• Knowledge of lending banking products and processes (e.g. Consumer Loans, Mortgages, Corporate & SME lending, Public Sector lending, Leasing, Factoring) is a major asset.

• You will be part of a leading global professional services firm.

• You will be part of the EY family where everyone is willing to offer support and senior management is very accessible.

• You will join a dynamic and growing team with a great mix of young and experienced professionals focusing on financial services.

• You will get extensive trainings  on technical matters, as well as soft skills and project management, and you will have access to new technologies and innovative equipment.

• We are proud of our flexible working arrangements, and we will support you to build a successful career and deliver excellent client service, without sacrificing your personal priorities.

• While our client-facing profession might require part-time working at client site and business traveling at times, we are committed to helping you achieve a lifestyle balance

At EY, we’ll develop you with future-focused skills and equip you with world-class experiences. We’ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn  more .

Are you ready to shape your future with confidence? Apply today.

To help create an equitable and inclusive experience during the recruitment process, please inform us as soon as possible about any disability-related adjustments or accommodations you may need.