Senior Technical Claims Specialist, Construction Defect

• Determine coverage - including additional insured and contractual tender analysis (in and out) - and draft clear, well-reasoned coverage position letters.
• Investigate complex commercial casualty claims, determine liability, and set/adjust reserves (loss and ALAE) proactively and responsively.
• Evaluate claims, negotiate settlements, and authorize payment or denial - including coverage denials and coverage litigation management when warranted.
• Review lawsuits, construction contracts, and Certificates of Insurance; build resolution strategies for claims, coverage disputes, and litigation.
• Analyze allocation, co-carrier contributions, time-on-risk, and covered vs. non-covered damages.
• Manage tenders across multiple parties - Owners, Developers, Construction Managers, General Contractors, and Subcontractors.
• Maintain clear, well-organized file documentation and data capture to support trend analysis and reporting, including Large Loss Reports.
• Build and lead the right resolution team for each matter - Defense Counsel, Home Office Legal/Litigation, and Outside Coverage Counsel as needed - and oversee outside counsel practices and billing.
• Serve as a trusted point of contact for Policyholders, Brokers, Co-Carriers, Excess and Fronting Carriers, and internal partners across Underwriting, Client Services, and Billing.
• Mentor and train other claims professionals, and stay ahead of legislative, judicial, and industry trends that affect specialty coverage.
• Contribute to special projects that shape how the team operates.

An experienced claims professional with a strong Commercial General Liability and/or Construction defect background, sound judgment on complex coverage and liability questions, and the confidence to lead files, mentor others, and manage litigation strategy independently.

Typical salary is $100,000 to $135,000.

Qualifications

• Bachelor's degree and 5 to 7 years claims adjusting experience.

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investigation, coverage evaluation, reserving & expense management, resolution strategy, negotiation, litigation management, claims evaluation as well as the insurance legal and regulatory environment.

• Intermediate to advanced level of skill in the area of customer focus, problem solving, communications, gaining support, teamwork, and adaptability and demonstrated ability to work independently, achieve results and execute thoroughly.

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco