Senior Fraud Strategy Analyst
DiscoveredVanguard
Charlotte, NC; Malvern, PAexternalData and AnalyticsPosted 11 days ago (Aug 1, 2026)
Global Risk and Security
(GR&S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions.
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Within GR&S, the Enterprise Security and Fraud@@/HD@@
(ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape.
Our crew are our greatest resource - by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core.
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Job Description@@/HD@@
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Key Responsibilities@@/HD@@
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• Set Fraud Strategy & Coverage: @@/HD@@
Define fraud prevention strategy across real-time payment channels, including risk appetite and control coverage.
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Own Real-Time Decisioning
Design and manage fraud rules, decision logic, and detection strategies within real-time decisioning platforms.
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Lead Platform & Capability Build
Drive enhancements and implementation of fraud rules engines and decisioning platforms in partnership with engineering.
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Optimize Performance Outcomes
Monitor and improve fraud detection, false positives, and client friction through ongoing control tuning and performance management.
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Leverage Data & Models
Use analytics and model insights to identify trends, refine strategies, and improve detection effectiveness.
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Partner Cross-Functionally
Collaborate with Product, Engineering, Risk, and Operations to embed fraud controls into customer journeys and new product launches.
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Ensure Strong Governance
Maintain disciplined control testing, monitoring, and adherence to risk and regulatory standards.
Qualifications
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Required Experience@@/HD@@
• 4+ years in fraud risk, payments risk, or financial crimes
• Expertise in: Account takeover, social engineering, and transaction fraud risks within retirement and workplace channels
• Proven experience managing
real-time fraud decisioning environments and rules strategies
• Strong experience partnering across
Product, Engineering, Risk, and Operations
• Bachelor's degree in Statistics, Mathematics, Data Science, Finance, Computer Science, or a related field. Graduate degree preferred.
Technical & Analytical Skills
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• Expertise in fraud rules engines / decisioning platforms@@/HD@@
• Strong analytical capabilities (data analysis, segmentation, performance optimization)
• Working knowledge of
fraud models / machine learning concepts and model governance
• Ability to translate data into
actionable fraud strategies and business decisions
• Strong experience with analytical tools such as Python, R, SAS, SQL, and platforms such as Tableau or Power BI.
Leadership & Communication
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• Excellent communication and executive storytelling skills.@@/HD@@
• Highly collaborative with a track record of driving alignment across teams.
Special Factors
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Sponsorship@@/HD@@
@@HD@@Vanguard is offering visa sponsorship for this position.
About Vanguard@@/HD@@
At Vanguard, we don't just have a mission-we're on a mission.
To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.
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How We Work@@/HD@@
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.
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